As per EPFO, employees earning up to ā¹15,000 basic pay contribute 12 percent toward EPF while employers match the amount, resulting in ā¹1,800 monthly deduction from a ā¹20,000 salary where basic is capped at ā¹15,000. The contribution rate remains unchanged for the financial year 2026-27. Statements are available on the EPFO member portal after UAN activation.