As per EPFO, employees earning up to ₹15,000 basic pay contribute 12 percent toward EPF while employers match the amount, resulting in ₹1,800 monthly deduction from a ₹20,000 salary where basic is capped at ₹15,000. The contribution rate remains unchanged for the financial year 2026-27. Statements are available on the EPFO member portal after UAN activation.